Plans & Coverage Options
Straightforward burial and final expense plans for Alabama families ages 50–85
Final Expense Insurance
Coverage: $5,000 – $25,000
Designed specifically to cover end-of-life costs. Your family receives a tax-free lump sum to pay for funeral services, burial or cremation, and any remaining medical bills.
- No medical exam required
- Whole life — never expires
- Rates locked in for life
- Coverage in as little as 24 hours
- Tax-free death benefit
Whole Life Insurance
Coverage: $10,000 – $35,000
Permanent life insurance that builds cash value over time. Provides lifelong protection with guaranteed premiums that never increase.
- Permanent lifetime coverage
- Builds cash value
- Guaranteed level premiums
- Borrow against cash value
- Living benefits included
Guaranteed Issue
Coverage: $5,000 – $15,000
Cannot be turned down for any health reason. Ideal for those with serious health conditions who have been declined elsewhere.
- Guaranteed acceptance
- No health questions asked
- No medical exam
- Available ages 50–80
- Graded benefit period applies
Coverage amounts and eligibility vary by carrier and state. A licensed agent will help you find the best plan for your situation.
Not Sure Which Plan Is Right for You?
Call us or request a free quote and we'll walk you through your options — no pressure, no obligation.